Danal Fintech, a subsidiary of one of South Korea’s largest payment companies, has signed a strategic Memorandum of Understanding (MOU) with Sahara AI to integrate artificial intelligence into its stablecoin-based payment and settlement infrastructure.
The partnership aims to improve system reliability, operational efficiency, and risk management across real-world financial use cases.
Merging AI with payment rails
Under the agreement, the two companies will collaborate on applying Sahara AI’s full-stack platform—which includes data services and agent development tools—to Danal’s existing payment systems. Danal Fintech currently operates Paycoin, a virtual asset payment service with over 3.2 million users and acceptance at 150,000 merchants worldwide.
Key areas of focus for the collaboration include:
- Transaction monitoring: Using AI to improve visibility, compliance, and anomaly detection in payment flows.
- Operational automation: Streamlining settlement and reconciliation processes.
- Risk analysis: Strengthening fraud prevention and system stability at scale.
- Cross-border support: Enhancing infrastructure as stablecoin usage expands globally.
Tyler Zhou, co-founder and COO of Sahara AI, commented: “Financial infrastructure is becoming always-on, and stablecoin rails are accelerating that shift. We’re excited to explore how applied AI—built on modern, transparent infrastructure—can improve operations, risk workflows, and user experience in real financial products.”
Consumer-facing integration
Beyond backend infrastructure, the companies plan to explore consumer-facing integrations. This includes potentially bringing Sorin, Sahara AI’s crypto market intelligence copilot, into Danal’s environments such as the Paycoin app. The goal is to help users contextualize market narratives and portfolio exposure with real-time insights.
A representative from Danal Fintech stated: “This MOU is a starting point to evaluate real-world financial experiences that combine stablecoin infrastructure with applied AI. By pairing Danal Fintech’s payments and settlement capabilities with Sahara AI’s technology, we intend to identify practical initiatives that can scale.”
The partnership signals a broader trend of traditional payment giants evolving their systems to handle the 24/7 nature of stablecoin transactions, increasingly relying on AI to manage the complexity at scale.